About
Wajub builds orchestration for African payments.
One API to collect mobile money, cards and bank transfers in Africa, with your own gateways or the Wajub rail, and a fallback connection when a mobile money gateway goes down.
- countries covered
- 24
- payment channels
- 69
Supported by
Why Wajub
A payment should not depend on a single connection.
In Africa, mobile money has become an everyday way to pay. For a business, accepting it is still a project of its own: one contract and one integration per operator or aggregator, formats that never match, and incidents you discover when customers can no longer pay.
When a merchant's only connection goes down, sales stop with it. Adding integrations costs months of development, and making them work together costs even more.
Wajub is the missing layer: one API, all your connections, and a router that moves on to the next one as soon as a technical failure occurs.
What we are
What Wajub is, and what it is not.
Before you trust a platform with your payments, you should know where your funds land and what it really does when something goes down.
Wajub is
A technology platform
One API, one dashboard and one webhook format, however many providers are connected behind it.
A payment router
For every payment, Wajub ranks the connections able to carry it and tries the best placed one. If a mobile money gateway goes down, it moves on to the next one during the request.
A rail in 14 countries
Mobile money goes through Wajub's partner agreements: on request, you collect without signing a contract with a provider.
Wajub is not
A payment institution
With your own accounts, funds land with your provider, which bills you under your contract. Wajub bills orchestration.
A replacement for your providers
You keep your contracts and negotiated rates. Wajub adds to your accounts, with no lock-in.
A fallback for everything
Fallback covers mobile money. A card payment is never replayed elsewhere, and a request a gateway has already received is never sent to another one, so a customer is not at risk of being charged twice.
Business model
How Wajub makes money.
Three revenue sources, all published on the Pricing page. No setup fee, no onboarding fee.
- The subscription
$0
to $52 per month, depending on the plan
- Pay as you go has none. Growth and Scale have a subscription, Enterprise is negotiated.
- The Wajub rail fee
2%
to 1.2% per payment depending on the plan, as base rates
- In 14 countries, every payment through the Wajub rail carries a fee, and every payout from 1%. The exact rate for each country and channel shows in the dashboard.
- Orchestration beyond the quota
$0.23
to $0.09 per payment beyond the quota
- With your own accounts, your provider bills you under your contract. Wajub bills orchestration for payments beyond your plan's quota.
What we believe
What guides our choices.
Three ideas behind every product decision, from the connection catalogue to the routing log.
African payments deserve infrastructure built for Africa.
- Mobile money first, native XAF and XOF, website and dashboard in French and English: Wajub starts from how these markets actually work, not from an imported model.
Aggregators and operators are allies.
- CinetPay, pawaPay, Flutterwave and operator APIs are rails you plug into Wajub. Together, they make your payments more resilient than any one of them alone.
Every routing decision should be readable.
- Every payment keeps its routing log: the connections evaluated, the ones tried, and why.
Ready to make your payments more resilient?
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